Financial Information

Category

Sec 1 to Sec 2

Sec 3 to Sec 4

JC 1 to JC 2

Singapore Citizen

$300

$350

$350

Singapore Permanent Resident

$1,030

$1,030

$1,130

International Student (ASEAN)

$1,500

$1,500

$1,800

International Student (Other Countries)

$2,600

$2,600

$2,950

Month

Date of Giro Collection

Jan-Feb-26

30 Mar 2026

Mar-Apr-26

29 Apr 2026

May till Sep-26

15th day of each month or the next working day if the 15th
day of the month falls on a weekend or Public Holiday

Oct-26

01 Oct 2026

Nov-26

15 Oct 2026

Dec-26

02 Nov 2026

Month

Date of Giro Collection

Jan till Sep-26

15th day of each month or the next working day if the 15th
day of the month falls on a weekend or Public Holiday

Oct-26

01 Oct 2026

Nov-26

15 Oct 2026

Dec-26

02 Nov 2026

Not exceeding $4,000

Not exceeding $1,000

• 100% subsidy of school fees

• Free textbooks and uniforms for secondary level

• Annual bursary of $1,600 for pre-university level

• Transport Subsidy (for students taking public transport): $21 per month from the month of approval for secondary level, to be paid quarterly on end Apr, Jun, Sep and Dec.

• School meal subsidies for 10 meals per school week for secondary level, to be paid quarterly on end Apr, Jun, Sep and Dec.

• UPLIFT Scholarship^ of $1,200 cash award per annum for students admitted via DSA and/or ESIS recipients 

$4,001 - $5,500

$1,001 - $1,375

* School fee rate per month:

Pre-university level
MOE Scholar: $0.00
Non-MOE Scholar: $33.00 to be funded by MOE School-based Financial Assistance Scheme, no fee payable for the year. 

Secondary level
MOE Scholar: $0.00
Non-MOE Scholar: $25.00 to be funded by MOE School-based Financial Assistance Scheme, no fee payable for the year.  

* UPLIFT Scholarship^ of $1,200 cash award per annum for students admitted via DSA and/or ESIS recipients

$5,501 - $9,000

$1,376 - $2,250

* School fee rate per month:

Pre-university level
MOE Scholar: $0.00
Non-MOE Scholar: $49.50

Secondary level
MOE Scholar: $0.00
Non-MOE Scholar: $37.50

$9,001 - $12,000

$2,251 - $3,000

* School fee rate per month:

Pre-university level
MOE Scholar: $34.50
Non-MOE Scholar: $234.50

Secondary level
MOE Scholar: $1.00 (Sec 1 & 2); $34.50 (Sec 3 & 4)
Non-MOE Scholar: $201.00 (Sec 1 & 2); $234.50 (Sec  3 & 4)

Insurer

Income Insurance Ltd (Income Insurance)

Coverage

All students are automatically insured under the Group Personal Accident (GPA) Insurance which covers death, permanent and total/partial disability and medical expenses due to an accident. The proximate or triggering causes of injuries must be reasonably attributed to an accident.

The GPA Insurance covers each student when that student is:

(a) In his or her school;

(b) Participating in the school’s activities, or any activity related to or endorsed by the school, including Home-Based Learning (HBL), Co-Curricular Activities (“CCAs”) and sports, regardless of the time at which such activities are conducted and whether the activities are conducted in the school, in Singapore, or elsewhere;

(c) Commuting from (or to) his or her place of residence, including a hostel, to (or from) either the school’s premises or the place where an activity covered by the GPA Insurance will be conducted, including any reasonable deviations. For the avoidance of doubt, the student’s place of residence may include a place that is not in Singapore

Please refer to the GPA Factsheet for details of Benefits/Sum Insured and other important information.

Information on claims, FAQs and other details pertaining to the MOE GPA Insurance Plan for students can also be found on Income’s website at  https://www.income.com.sg/studentgpa

Claim Submission Procedure

Parents/guardians will have to pay for medical treatments upfront, before submitting claims to Income Insurance Limited (Income Insurance) for reimbursement. Please note the applicable limits and coverage for medical expenses. Ineligible expenses or expenses in excess of the limits will be borne by the students/parents/guardians.

Parents/guardians should also take note that medical treatments at private hospitals will typically cost higher, and parents/guardians may need to pay more out-of-pocket expenses if treatment costs exceed the policy’s coverage limits.

All claims must be submitted online by parents/guardians as soon as possible subjected to a cap of 365 days from the date of accident, via the Income’s GPA Claim Portal at https://studentgpa.incomegroupins.com.sg

Please submit all required documents as listed in the GPA Factsheet

Parents/guardians can also access the above Claim Portal to follow up on claim submission and make enquiry on claim status.

Insurer

Income Insurance Ltd (Income Insurance)

Coverage

MOE Schools Travel insurance covers accidental death, injury, sickness, loss or damage, legal liability or other specified event occurring to students and teacher chaperones during their school trips.

The school will purchase travel insurance from Income for the travel group. Premium for students will be recovered by the school as part of the overseas trip costs.

Parents/Guardians can refer to GTI Factsheet (Students) for the Benefit Summary and other important information and GTI FAQ for parents for Frequently Asked Questions and Answers.

Claim Submission Procedure

Personal travel insurance claims such as medical expenses/benefits or baggage loss/damage (where 100% of the settlements are to be paid to the individual claimants) are be submitted directly by the parents/guardians to Income.

Insurance claims involving recovering of group trip costs (eg airfare for the group in the case of cancelled trip) for school’s subsidized trips will be submitted by the school.

All claims must be submitted using either the Income Online Claims Portal OR MOE Travel Claims Form.

Online Claims Portal

Please submit via:  https://onlinetravelclaim.income.com.sg/travel-claim-web/travel
(Reference: GTI Claim Portal User Guide)

MOE Travel Claims Form

             1. Copy of the claims form can be downloaded from: https://www.income.com.sg/claims/travel-claims (Select “Ministry of Education Travel claim form”). The required supporting documents for claims submission can be found in Page 2 of the claims form. Note that the claims form to be endorsed and stamped by the school.

            2. Email the completed claims form, together with supporting documents to Income team at plineclaims@income.com.sg

            3. Please indicate travel policy number in the subject matter. Total file size of email attachments must not exceed 30MB.​

Note that claims must be submitted to Income with supporting documents within 60 days from the date of the event, whereby event refers to injury or incident.

For enquiries on claim matters such as claim status, or further submission of supporting documents, please email govclaim@income.com.sg