Financial Information

Fee Structure

       School Fees Structure

School fee rates



Year 2018 Monthly School Fees

Sec 1 to Sec 2

Sec 3 to Sec 4

JC1 to JC 2

Singapore Citizen




Singapore Permanent Resident




International Student (ASEAN)




International Student (Other Countries)





1)  School fee will be adjusted accordingly for pupils under Scholarships or Special Programmes.
2)  School fee is subject to review and revision by the school.

School fees payable by Singaporean students on MOE Scholarship
Please note that the annual award quantum cap of $2,400 for all MOE scholarships will apply to all students.

The Edusave or any other MOE Scholarships will cover the school fees of $200 per month and the student needs to pay the balance of the monthly school fees to HCI unless the student is also a recipient of MOE Independent School Bursary (ISB).

MOE Independent School Bursary (ISB)

The school fees will be fully paid by MOE for 100% ISB recipient.

For scholarship award holders who are receiving other quantum of ISB subsidy, school fees payable by scholars are:


33% ISB recipient

50%, 70% and 90% ISB recipient

Sec 1 and Sec 2



Sec 3 and Sec 4



JC1 and JC2



Please click here for more details on ISB scheme and quantum of school fees subsidy applicable to students who are not under any scholarship. 

New ISB application is required for each calendar year. Students (Singapore Citizen only) who wish to apply for 2018 ISB subsidy can submit new application form to the High School Section Reception by Feb 18 for subsidy to take effect from Jan 18. Students can still apply for ISB thereafter but the effective month will be the month the application is approved.  No backdating is allowed.

School fees payment
School fees will be deducted through Interbank Giro on 15th of each month; or the next working day if the 15th day of the month falls on a weekend or Public Holiday, unless otherwise advised.


Financial Assistance

Financial Assistance / Awards

No Singaporean student will be denied a place in Hwa Chong Institution because of financial reasons. A range of financial assistance schemes, scholarships and awards are available to support our students.

(A)   Awards and scholarships offered by MOE:

1.       MOE Edusave Scholarships for Students of Independent Schools (ESIS)

From Year 2018, Edusave Scholarships for Independent Schools (ESIS) will replace the following scholarships currently available to students of an Independent School (IS):


2.        MOE Edusave Awards


3.        MOE Special Programme Scholarships

(B)  Financial Assistance Schemes:

1.        Independent Schools Bursary Scheme (ISB)
          - For Singaporean Citizens only (details please refer to ISB Section)

2.       School Meals Programme Fund
          - For 100% ISB students ($2.50 per meal x 7 days per week, excluding School holiday and public holiday)

3.       Hwa Chong Institution Needy Pupils Fund
          - For all students

4.       Opportunity Fund (OF) / MOE Discretionary School-Based FAS
          - For Singapore Citizen, to fund overseas study trips, enrichment programme

Students who require financial assistance at any point of time can approach either their Form teachers or Education Consultant of their Consortium for advice on the application for the above.

5.       Trip for Internationalization Experience (TIE)
          - For Singapore Citizens, provides subsidy for overseas learning journeys to Asia with a focus on ASEAN countries, school immersion programmes and student exchange programmes with a cultural focus. TIE fund needs no application and is granted to all Singaporean students who are going on eligible overseas trips.

(C)  Other Bursary and Scholarship schemes:

  1. Singapore Buddhist Lodge Bursary
  2. CDAC-SFCCA Bursary
  3. IDA’s NEU PC Plus Programme
  4. The Straits Times School Pocket Money Fund
  5. Koh Brothers Scholarship
  6. Koh Choon Joo Scholarship、
  7. Tan Sri Dr Tan Chin Tuan Scholarship
  8. Hwa Chong Institution Motivation Award
  9. Popular Bookshop Text Books Vouchers
  10. Singapore Buddhist Youth Mission Bursary Award
  11. Tian Xing Jian Scholarship (天行健奖学金)

Students and parents will be notified of application times on IEMB, ISP and other communication channels used by the School.

(D)  HCI Awards (through nomination by school):

  1. Annie Tan (Mrs Wan Boo Sow) Bilingual Award
  2. Trilingual Award
  3. Hwang Fu Award
  4. Chew Hean Swee Award
  5. Xue Yong Shu Model Student Award
  6. Zheng An Lun Model Student Award
  7. Tooh Fee San All-Round Excellence Award
  8. Ho Rih Hwa Sports Excellence Award
  9. Leong Heng Keng Venture Scouts Award
  10. Leong Heng Keng Boy Scouts Award
  11. Lee Tai Hui Boy Scouts Award
  12. Lee Tai Huo Venture Scouts Award
  13. Top Students Award
  14. HCI EAGLE Award
  15. HCI ECHA Award

Independent Schools Bursary Scheme

Independent Schools Bursary Scheme
Eligibility Criteria And Benefits

Eligibility Criteria

Student is a Singapore Citizen, and meets one of the income criteria shown in the table below.

Tenure of Bursary

All IS Bursary cases approved will be valid till Dec of the year. Fresh applications will have to be submitted for each academic year.

Effective Month

Student can apply any time of the year. The effective month will be the month the application is approved. There will be no backdating of effective month.

Income Criteria and Benefits

The income limits and benefits are as shown in the Table below:

Monthly Gross Household Income (GHI)

Monthly Gross Per Capita Income (PCI)


Not exceeding $2,500

Not exceeding $625

100% school fee subsidy

Free textbooks and school attire (secondary); $750 bursary (JC)

Transport subsidy:  $10 monthly transport allowance (to be paid quarterly on end Apr, Jun, Sep and Dec)

$2,501 - $4,000

$626 - $1,000

90% school fee subsidy *

$4,001 - $5,000

$1,001 - $1,250

70% school fee subsidy *

$5,001 - $6,000

$1,251 - $1,500

50% school fee subsidy *

$6,001 - $7,200

$1,501 - $1,800

33% school fee subsidy *

 * ISB recipients who are receiving MOE scholarships are to refer to “School Fees Structure” for school fee payable per month.

Students need only satisfy either the monthly Gross Household Income (GHI) or the PCI criterion to qualify for ISB. Generally, household members include the parents, unmarried siblings and grandparents of the student.  Other dependents living in the same household may be included on a case-by-case basis. These include:

(i) Relatives who are old or sick and are unemployed and dependent on the family (e.g. great grandparents, grand uncle, disabled aunty, etc), and

(ii) Child dependents (e.g. cousin whose parents cannot be located and the family is the legal guardian of the child).

If the PCI criterion is used and the household members include grandparents or other dependents, copies of their NRICs are to be submitted to prove that they are living at the same address.   If child dependents are included, relevant legal documents are required to prove that they are under the custody of the family.

Explanatory Note

Household members include the student, his/her parents, grandparents and unmarried siblings living at the same address. Other dependents living in the same household may be included on a case-by-case basis. These include:

(i) Relatives who are old or sick and are unemployed and dependent on the family (e.g. great grandparents, grand uncle, disabled niece, etc); and

(ii) Child dependents (e.g. cousin whose parents cannot be located and the family is the legal guardian of the child).

Gross income is income including regular allowances before deducting CPF contribution.   Household income is the total income earned by ALL members of the household.  It includes alimony (maintenance allowance) received by a divorced mother;  pension received by a household member who is a pensioner; regular overtime allowance, meal and transport allowance, etc  and income from other sources such as rental or investment income.  It excludes bonuses, ad hoc overtime allowance, full- time National Service allowance received by NS men, severance compensation and insurance payouts, etc.

For a student who has no parents and is under the care of a relative who is a legal guardian, the relative’s household income will apply.

Click to download the ISB form here

Document to be submitted together with the ISB Application Form

a. For household members who are employed - latest payslip or a letter from the employer certifying gross income, and CPF Transaction Statement for past 12 months. 

b. For household members who are self-employed :

    i. latest Income Tax Notice of Assessment and CPF Transaction Statement for past 12 months;

    ii. If the member is not required to pay tax or the latest tax assessment does not reflect his or her current income status, the member is to complete an additional declaration at Annex II.

c. For household members who are unemployed and below age 62 and are not undertaking full-time studies or are undergoing full-time National Service – to complete declaration as enclosed in Annex II and CPF Transaction Statement for past 12 months.